bbb-rated

Simi Debt Relief Company helps woman solve credit card problems

Patricia Carter was nearing retirement when she found herself overwhelmed by debt in late 2009. Between eight credit cards, a bank loan and an automobile lease, she had combined debts exceeding $85,000. Bankruptcy wasn’t an option. She didn’t qualify. She had negotiated with two of her creditors, but that was going to take several years to clear those debts alone. She wanted out from under that burden. Today, all the debt is settled, though she still has some payments to make on the car. The dealmaker was Darrell Warner and his debt settlement business ACI-Solutions.com, based in Simi Valley. When Carter runs into someone who has similar financial troubles, she recommends Warner.

Ventura County Debt Settlement Firm Rated “A” by BBB

In the debt settlement industry in which companies are being sued and/or shut down by the Federal Trade Commission and State Attorneys General for unlawful and deceptive business practices, very few companies have achieved and maintained an A-rated accreditation with the Better Business Bureau (BBB). ACI, Inc. (www.aci-solutions.com) of Ventura County, California, is one such BBB A-Rated debt settlement company.

Debt Settlement Consumers Beware of Fraudulent Claims

The following statements are red flags that indicate fraudulent practices and dishonesty on the part of debt settlement companies. If a debt settlement makes any of the following claims, don’t do business with them. In fact, if you hear any of these statements from a company that claims to settle debts, you should report it to the Federal Trade Commission or FTC. Here are some examples of the fraudulent claims we have read:

4 Questions to Ask a BBB-Accredited Debt Settlement Company

Should you believe a debt settlement’s claim that they are BBB accredited? Make sure you ask the right questions before you choose a debt settlement company!

1. Did you receive your accreditation for debt settlement, or another service your company offers? Some companies have received accreditation with the Better Business Bureau for their credit counseling services, but they claim to have the accreditation