negotiation

THE DEBT FREE GOAL – Our Debt over the next year

Today, the average person is deeper in debt than ever before. The recent financial crisis has made it even worse. In fact, the banks are cutting credit lines and increasing interest rates. This may have even happened to you. It seems unfair that when you need your credit the most they raise your rates and cut your credit line.

Many consumers, whether due to job loss, medical illness or unexpected circumstances see a large portion of their monthly income go towards making minimum credit card payment. This process could possibly keep the average consumer in debt for most of their life. Financial stress has been known to create severe friction on relationships. You may be experiencing this already.