Ventura County Debt Settlement Firm Rated “A” by BBB

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In the debt settlement industry in which companies are being sued and/or shut down by the Federal Trade Commission and State Attorneys General for unlawful and deceptive business practices, very few companies have achieved and maintained an A-rated accreditation with the Better Business Bureau (BBB). ACI, Inc. (www.aci-solutions.com) of Ventura County, California, is one such BBB A-Rated debt settlement company.

“It took us three years to achieve our A-Rating accreditation with the Better Business Bureau, a process we started in 2008,” says ACI, Inc. founder and author of The Debt Pro blog, Darrell Warner. “We did this by never charging our customers up-front fees for debt settlement services and always delivering debt settlement  results to the best of our abilities given our clients’ situations.” In addition, ACI, Inc. only provides debt settlement services and received its BBB rating for that specific service. Warner cautions that other companies who claim to have received a good BBB rating for debt relief may have received it for another service such as credit counseling/debt management or through an affiliation with an insurance company or mortgage broker, yet claim the rating across all services they provide. According to Warner, the debt settlement industry went from approximately 2,000 debt settlement companies in 2007 to under 200 now.

Founded in 2004, ACI, Inc. helps consumers become debt free using debt settlement programs tailored to fit their personal needs and their ability to repay. ACI, Inc. negotiates and finalizes debt settlements prior to calculating and charging a fee to the consumer, a practice that became a law by the Federal Trade Commission as of October 2010. The company provides budget analysis and savings and debt management tips to its customers, so that once their debt is settled they have more of a chance to maintain their financial freedom in the future. ACI’s process includes a free consultation when consumers call in to assess each situation and evaluate all viable options. If debt settlement is the best program for the consumer, ACI develops a payment plan for debt management tailored to each person’s budget and decides on an appropriate timeframe for the consumer to get out of debt as quickly as possible. Unsecured debts that are eligible for settlement are Credit Card/ Department Store debt, Medical Bills, Personal Loans (unsecured), Repossessions, Past Due Utility Bills, Overdue Rents, and 2nd Mortgage Deficiencies (from foreclosure or short sale).

For more information about ACI, Inc., call 1-888-420-4791, or email  info@aci-solutions.com.